You might be a bit apprehensive or intimidated by the whole process of buying your "investment" property. As a top Perdido Key real estate expert, it's my job to guide you, from beginning to end.
I will take the time to go through each and every step of the process. There are many questions you will need answered! There are many questions you will not have thought to ask! My expertise will help you consider all sides of the transaction so you are informed and comfortable with your decisions.
Together, we will consider:
-Is this strictly an investment or for your personal use?
- How much can you really afford?
- How to qualify for a mortgage as an owner or as an investor.
- How much cash you should put down. What is the cash flow, before taxes and after taxes? What can a letter of credit do for you?
- How to buy a property with little or nothing down? Can an investment property be financed that way? What does that mean to the monthly financial obligations?
- What it takes to get approved for financing as an owner or as an investor? What banks and other financial institutions are looking for. What is "private money" or "portfolio financing"?
- How much will your payments will be. Does that include condo fees? What is an assessment?
- The tax advantages of buying. What is depreciated over 27.5 years, what about over 7 years?
Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.